Valley Glass has been successfully working with insurance companies for years. We have great relationships in the industry, and we work hard to ensure policyholder satisfaction. We also know that every state has different laws when it comes to coverage for windshield insurance claims. When your windshield is damaged, your first thought may be whether or not you are covered. This really comes down to the type of insurance you have. We contact your insurance on your behalf to find out this information for you.

The laws governing windshield repairs and replacements vary from state to state, just as they do with other aspects of auto insurance. You must carry comprehensive coverage in order to have your windshield damage taken care of by your insurance. This is true for every state.

Your vehicle’s non-accident-related damages are covered by comprehensive insurance. An example of this would be if a truck ahead of you kicks up a large rock and causes damage to your windshield.

Your collision coverage or the other driver’s liability coverage will pay for any damage to your windshield caused by an accident.

Utah allows insurance companies to charge for windshield replacement and repairs, in contrast to other states. Damages to the windshield must be repaired with the comprehensive deductible paid by drivers.

In addition, Utah auto insurance companies can choose to repair damages with original or aftermarket parts. Since the car company makes the parts, the majority of people prefer original equipment manufacturer parts, but those parts typically cost more. You have a right to know what parts the repair company is using before allowing it to be installed on your vehicle.

Even though drivers in Utah can choose their own repair company, you will be responsible for the difference if your repair company charges more than the auto insurance company recommends. On a positive note, you can avoid paying a deductible for repairs or replacements by purchasing glass coverage from a number of auto insurance companies, or by adding it to your existing policy.

Insurance for a Replacement Windshield in Utah

The Bottom Line: Auto insurance companies in Utah are not required to provide free windshield replacement or repair services. Instead, in order for your insurance to cover repairs, you will need to pay your comprehensive deductible.

Once you are informed, your Utah auto insurance provider can also select the kinds of parts used in the repair. If you go to a repair shop that costs more than what the insurance company recommends, the insurance company will also charge you the difference.

Additionally, a number of states mandate that auto insurance companies provide glass repairs with no deductible. In some states, auto insurance providers are required to provide additional glass coverage with no deductible. However, adding that coverage comes with a cost.

It may not be worth it to use your auto insurance company for windshield replacement or repairs if you live in a state with no deductible for windshields or have no deductible coverage. With a glass claim, your rates shouldn’t go up, but your deductible might be higher than the cost of the repair. As a result, you’ll have to pay for repairs yourself. The good news is that most repairs cost little compared to a replacement.

You can trust the team at Valley Glass to help you understand what your insurance covers and talk to you about the cost of your deductible compared to the cost of the work. It is important to bring your vehicle to us because we also warranty our own work, giving you added protection and saving you money.